401(k) Retirement

Fidelity Investments

Investing in Your Future

At iRhythm, we’re committed to helping you build financial security for the long term. Our 401(k) plan, managed by Fidelity, makes it easy to save for retirement with automatic payroll deductions, flexible contribution options, and a generous company match.

Contribution Options

How It Works

You can contribute to your 401(k) through automatic payroll deductions to the following options:

Pre-Tax50% Match Eligible

Pre-Tax Option

Reduces your taxable income now; you pay taxes when you withdraw money in retirement.

Roth50% Match Eligible

Roth Option

You pay taxes now; withdrawals are tax-free in retirement.

After-TaxNo Match

After-Tax Option

Additional savings option after reaching IRS limits, but not eligible for company match.

GENEROUS COMPANY MATCH

50% Company Match up to $5,000/Year

iRhythm matches 50% of each dollar you contribute to the pre-tax and Roth options, up to $5,000 a year. After-tax contributions are not matched by iRhythm.

Mature professional smiling while planning long-term retirement savings on tablet
LONG-TERM FINANCIAL SECURITY

“Maximize your financial future with automatic payroll savings and up to $5,000 in annual company match.”

IRS Annual Maximums

401(k) Contribution Limits

Your 401(k) contribution limit is based on your age. If you’re 50 or older, you’re eligible to make additional “catch-up” contributions beyond the standard annual IRS limit.

ANNUAL IRS THRESHOLDS

2026 Contribution Limits

Under Age 50Ages 50-59 or 64+Ages 60-63
$24,500$24,500 + $8,000$24,500 + $11,250
Standard Limit

Under Age 50

$24,500

Annual employee contribution limit across Pre-Tax & Roth

Standard Catch-Up

Ages 50-59 or 64+

$24,500 + $8,000

$32,500 total maximum annual contribution

Super Catch-Up (SECURE 2.0)

Ages 60-63

$24,500 + $11,250

$35,750 total maximum annual contribution

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COMPOUND WEALTH BUILDING

“Age-based catch-up limits empower you to accelerate your retirement savings as your career progresses.”